The Do’s and Don’ts of Your Company’s Holiday Office Party
As the year winds down many companies, including your own are making plans to have a Christmas office party. Companies create these events to thank their employees for a job well done and hard work throughout the year. Many employees use office parties as a chance...
Obamacare Enrollment Deadline Nears
Enrollment Deadline for Obamacare is December 15th in order for coverage to begin January 1st 2017. If you miss the opportunity to enroll in Marketplace it will not re-open until November 2017. Once Marketplace closes you cannot enroll for healthcare coverage unless...
Check Off Your Winter Weather Preparedness List
Our danger of winter weather varies for most of us throughout the country and most definitely here in Texas. Regardless of what part of the state you live in at some point you may deal with severe winter weather. It is very important to always be aware of changing...
Speeding Up Your Auto Insurance Claim Process
It’s a new week and you are heading into work early to start your day. You are minutes from work, and all of a sudden another driver hits your vehicle from behind. Car accidents do happen and as much as the situation is stressful we are prepared to deal with it. ...
Driving and Safety Tips to Help You Get Through the Holidays
As the holidays approach, we look forward to celebrating with our family and friends that we become distracted. We are always in a rush or leave our personal belongings in plain sight. This is when criminals prey on catching us off guard and make off with our...
With A New President, What Happens To My Health Insurance Purchased Through Obamacare?
If you recall, The Affordable Care Act (ACA) or Obamacare, was signed into law on March 23, 2010 by President Obama. ACA was created to reform both the healthcare and health insurance industry by controlling the growth in healthcare spending. Whether through private...
What Mistakes Should I Avoid When Purchasing Property Insurance?
Owning a home is the dream of many families. Second to your dream home is ensuring that it is properly protected. Purchasing property insurance can be a daunting task. You have peace of mind knowing your home is protected. Whether you’re with an agent or your...
As a Homeowner, Why Do I Need Property Insurance?
Paying for property insurance month after month can seem a useless expense to many homeowners. Owning property insurance may be your only opportunity to rebuild in case a disaster strikes. In other words, property insurance on your home could be the best purchase...
Before Removing Full Coverage from Your Vehicle Consider This
Increases in auto insurance may have you looking for ways to cut costs. One idea that comes to mind is removing full coverage and keeping only liability coverage on your vehicle. You may consider removing full coverage from an older model or if your financial...
How Will This Speeding Ticket Affect My Auto Insurance?
We have all had a day where you are late for one reason or another so you decide to speed up just a bit. Then out of nowhere you hear a siren and see flashing lights. You are upset after being issued a speeding ticket as you could have avoided it by not speeding. ...
Controlling Cost Of Having A Teen Driver
As teens we remember the excitement of receiving our driver’s license. We no longer had to ask parents or older siblings for a ride anywhere. Now the tables have turned and it is your daughter or your son experiencing their own independence with a driver's...
Lowering Auto Insurance Cost
It has been six months, you open up your auto insurance renewal documents, and notice it has increased. Your first thought “my insurance went up, but why? You recall no accidents or received any traffic ticket. You then question why you do not have...
Term vs. Whole Life Insurance
You decide to purchase home and auto insurance policies to fulfill state requirements. Companies make sure you purchase insurance to protect the general public. Mortgagees need to protect their investments that is why they need properties insured. So why would you...
Renters Insurance For College Students
When your child begins college the last thing on your mind is purchasing insurance for their personal belongings. One should be mindful that a new college student can have increased risks. What do you do when your child calls you that their laptop was stolen? ...
How do I get a Texas DMV number ( TXDMV / TXDOT )?
Drivers who operate certain commercial vehicles, have a gross weight exceeding 26,000 pounds or provide certain transportation of cargo, must carry a Texas DMV number. Below you will find the step-by-Step instructions for new applicants. Step 1: Verify you need a...
8 Quick Home Maintenance Tips for Fall
Getting your home prepped for the cold season can be daunting, but it doesn't have to be. Here are some quick home maintenance tips for fall. Check Your Home for Peeling Paint. Peeling paint on the exterior of your home is a sign that your existing paint film is...
6 Tips to Get Lower Life Insurance Rates
In order to get lower life insurance rates on your life insurance policy, you need to have exceptional health. But, what if I told you that there's a way that you can get a substantially lower rate even if you're not training to compete in the next Olympics? Well,...
5 Tips for Fall Car Care Month
October is Fall Car Care Month and prepping your car for winter before the cold season rolls in is your best course of action for making sure your car is ready for the season. Whether you like to do it yourself or you prefer hiring a professional, we at Premium...