Life Insurance

Protect yourself and your family with a life insurance policy from Premium Insurance and our trusted partners.
These are the two most common types of life insurance we offer:

Term Life

Low cost, temporary, life insurance solution with no cash value accumulation.

Premium Insurance offers coverage for 10, 20, and 30 years which are available to quote and activate online.

Policies from Manhattan Life have no medical and up to $200,000 in coverage. Quote and Apply Online

Policies from MassMutual may require a medical exam and can include coverage up to $2,000,000. Quote and Apply Online

Whole Life

Permanent life insurance solution with cash value accumulation. After the funding period is completed, coverage will be active permanently with no additional payments required. There is also a guaranteed cash value accumulation with distributions that can be tax free.

These policies have a higher value, which comes at a higher cost than term policies.

Policies from Manhattan Life have no medical exam and up to $100,000 in coverage. Quote and Apply Online

Policy options from Mass Mutual are not available online – medical exam applicants typically receive lower-cost plans.

All Other Life Insurance Plans

Want more options on Life Insurance than Term and Whole life?  We offer every type of of Life Insurance products available such as: Final Expense, Guaranteed Universal Life, Accumulation IUL, Protection IUL, Term, Non Medical Term, Return of Premium Term, UL with Long Term Care, and Accidental Death   through the most secure, well known carriers in the market today.  If you’re interested in any of these options, Quote and Apply Online 

Have a question? Our team can help recommend the best policy for you and your family – simply request a complimentary life insurance appointment by clicking the link below,